Underearners Anonymous

Do you struggle to survive...
and wonder why you don't thrive?

Underearners Anonymous members believe their financial woes are caused by a compulsive addiction to low-paying work.

The spiritually-grounded program, started in New York City about six years ago, is an offshoot of Debtors Anonymous. It is in dozens of cities around the world, from London to Sydney to Jerusalem to Bogota.

It uses a series of tools — including time recording, regular meetings, goal-setting, money-saving and communication with fellow members — along with a 12-step recovery process similar to Alcoholics Anonymous.

The Twelve Steps of Underearners Anonymous

  1. We admitted we were powerless over underearning — that our lives had become unmanageable.
  2. Came to believe that a Power greater than ourselves could restore us to sanity.
  3. Made a decision to turn our will and our lives over to the care of God as we understood God.
  4. Made a searching and fearless moral inventory of ourselves.
  5. Admitted to God, to ourselves, and to another human being the exact nature of our wrongs.
  6. Were entirely ready to have God remove all these defects of character.
  7. Humbly asked God to remove our shortcomings.
  8. Made a list of all persons we had harmed and became willing to make amends to them all.
  9. Made direct amends to such people wherever possible, except when to do so would injure them or others.
  10. Continued to take personal inventory and when we were wrong promptly admitted it.
  11. Sought through prayer and meditation to improve our conscious contact with God as we understood God, praying only for knowledge of God’s will for us and the power to carry that out.
  12. Having had a spiritual awakening as the result of these steps, we tried to carry this message to compulsive underearners, and to practice these principles in all our affairs.

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